Welcome to the website (the “Site”). This Agreement (“Agreement”) consists of terms and conditions (“Terms and Conditions”) upon the agreement of which you (the “member” or “You”) may access the site as well as the products on the site (together referred here as BadCreditHomeLoans.us. you agree to be bound by the given terms and conditions legally when you access our site.)
This Agreement binds You as well as BadCreditHomeLoans.us, which provides you access to a pool of loan information that includes, but is not limited to, the products that are approval-based, like home loans, bad credit home loans, et al, along with some products that may not necessarily be based on approval (together, the “Products”). All Products along with pictures, logos, texts, graphics, works of authorship and images as well as all enhancements, amendments, and revisions thereafter (“Content”) are subject to the Terms and Conditions that are given below.
WHEN YOU SUBMIT YOUR ORDER/ APPLY FOR A LOAN, IT IMPLIES YOUR ACKNOWLEDGEMENT OF THE AGREEMENT OF OUR PRIVACY POLICY AND TERMS AND CONDITIONS AND THAT YOU AGREE TO BE BOUND BY THEM. IN CASE YOU DO NOT AGREE WITH ANY OF THE CLAUSES OF THESE TERMS AND CONDITIONS, WE REQUEST YOU NOT TO USE OUR SITE, THE PRODUCTS, OR THE CONTENT OR INFORMATION WITHIN THE GIVEN PRODUCTS. YOUR USE AND ACCESS OF THIS SITE SHOWS YOUR AGREEMENT TO ADHERE TO EVERY TERM AND CONDITION MENTIONED ON THIS PAGE.
Please note that BadCreditHomeLoans.us does not grant any loans. We match consumers with prospective credit agencies. In case you wish to apply for a loan, you must complete the required application form (s).
When you submit the application form, you agree and understand that you are submitting your inquiry for a loan product via BadCreditHomeLoans.us and that your personal details may be shared by us with prospective lenders. This may even include your contact details, so that the lenders may contact you in regards to your loan request, or any additional offers that may interest you.
Participating lending agencies with which you may apply through BadCreditHomeLoans.us may review or verify the information submitted by you in real time. This may include verification of your Social Security Number, Review of your information against the national databases (like, DP bureau, dataX, or Teletrack), and performing a credit check on you, in order to track your previous dealings with the lending institutions. By filling up the application form, you give these lending agencies the permission to research and verify your information this way.
BadCreditHomeLoans.us does not act as your or the participating lenders’ agent. Hence, we are not involved in the review of your loan application conducted by the lenders. The lender is the only person responsible to you for their services, and you agree that BadCreditHomeLoans.us holds no liability for any kind of costs or damage that may arise during your use of the loan matching service recommended at this site. You also understand that the participating lenders have all rights to keep the information provided by you in your application, irrespective of the fact that you qualify for the loan or not.
BadCreditHomeLoans.us updates the Site frequently to make useful information available to You and provide You with access to our Products and services in order to improve your communication with our affiliates and us. We may amend these Terms and Conditions at our discretion anytime without any prior notice. The revisions thus made will stand effective since the time it has been posted or as mentioned otherwise. Some more terms and conditions may also apply to our Products and services, memberships and also in relation with our contests, affiliate program, or surveys.
In order to get an approval for any loan product, you must provide a United States address, a valid Social Security number, and you agree to be bound by the given terms and conditions, your valid phone number so that your approval request foe the loan amount can be processed.
If you wish to get a loan approval, you must provide your identification information. Valid credit card information must also be provided.
When you order or request from our website, you agree that – (1) the information provided by You is accurate, current and true; (2) that You are above 18 years. If the information provided by You is found to be untrue, not current or inaccurate, or if BadCreditHomeLoans.us has sufficient grounds to believe it to be so, BadCreditHomeLoans.us possess the sole discretion to terminate or suspend Your use of any Product, or even Your membership.
In such a situation, we also have the right to terminate or suspend your present as well as future access to the use of Products or Content thereof. Also, You agree that BadCreditHomeLoans.us will not have any responsibility whatsoever to either You or any third party, if BadCreditHomeLoans.us terminates or suspends Your access to the Content or Products due to any reason.